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BUYING A NEW CAR? INSIDER TIPS YOU NEED TO KNOW!

Get the car you really want with fast approval, and a better interest rate. Let a mortgage broker help you drive your car loan further!

Financing your new loan through a car dealer is a notoriously bad option. If you think the 0% interest rate is too good to be true, it probably is. If the car dealer is offering 0% finance from the manufacturer, how are they making a profit? Most likely by charging you the full recommended retail price.

Dealers can only offer you one lender and one rate, often with extra fees and charges that you will only realise when it’s too late. And they will try to sell you insurances and warranties you don’t really need. Ouch! Also be careful of the balloon or residual payment that you are signing up to.

Don’t let a car salesman assess and arrange your finance needs, a specialist finance broker can arrange pre-approval for your car finance so you can concentrate on negotiating a good deal on the purchase price.

Here’s how I can help drivers all across Wollongong, Sydney and the rest of Australia:

  • Access to many car finance lenders
  • Wider loan product choice
  • Highly competitive rates
  • Super-fast loan approval
  • FREE car buying service – an expert does all the searching on your behalf and finds the car you want! (this is an optional service – you can find your own car if you like)

Need a Car for your business?

Providing yourself and employees with vehicles is a costly requirement for all businesses. There are a number of financing options available to business owners and it’s never been easier! Going down the financing route can be cost-effective, and with expert advice it can also be hassle-free when it comes to completing the paperwork. Some businesses can access finance for a vehicle without the need for providing financial statements!

Financing, rather than buying outright, provides business with two key advantages: greater control of cash flow and various tax benefits.

As a business owner you need to consider whether cash is better spent on other aspects of the business, such as advertising, hiring additional employees or purchasing more inventory.

The tax benefits associated with financing is another key reason why businesses should take advantage of vehicle finance options. Of course, there are many different types of vehicle finance, each offering different tax benefits, and as a qualified finance broker and accountant I can run you through your options. For a FREE consultation call 1300 125 344.

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